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Posted By Discussion Topic: Forum help when buying a boat?

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davedixon
Jul-19-2009 @ 10:09 AM                           Permalink
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Have you had a survey on a prospective boat and then found the survey report disappointing? Below is a way we as Forum members could save ourselves quite a bit of cash.
Prospective boat Forum member (buyer A) finds a boat he likes and arranges and pays a surveyor to report on its structural condition. The surveyor finds umpteen things wrong and presents his report to the buyer. Buyer A is disappointed and resumes his search.
Prospective Forum member (buyer B) sees the same boat and arranges for a surveyors report. Again when presented with the survey report buyer B is disappointed and resumes searching.
Now if buyer A had a link on the Forum lets, call it “Buyers Guide”, he could enter the boats name and number and say “I have had a survey done but decided not to buy PM me.” Buyer B being a forum member would be warned and by PM ing buyer A he would save a packet.
As Forum members we have a responsibility to fellow members to be honest and straightforward with each other. This would save members hundreds of pounds and sellers and brokerage agents, knowing we interact with each other, should be more open about the boats structural condition and price it accordingly. Happy boating to all members. Remember always wear a life jacket when crossing Braydon Water you will be in serious trouble if you fall in. Dave.
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smellyloo
Jul-19-2009 @ 10:17 AM                           Permalink
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You are of course supposing that the owner will not rectify problems identified on the first survey. If they did then the original survey might put prospective purchasers off viewing.

davedixon
Jul-19-2009 @ 12:44 PM                           Permalink
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Yes thats true. If the vendor was to make repairs he would be silly not to inform buyer A that he has bills to prove and guarante the work. Also if, as you state it may put off future buyers, the onus is on the vendor as he may loose prospective buyers to either reduce the asking price or put matters right.  Theres nothing to stop buyer B from having a look knowing that repairs are needed. What do you think?Dave.

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Paladine
Jul-19-2009 @ 3:32 PM                           Permalink
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davedixon,

A survey is likely to cost £500+. If you are suggesting that I sell you that survey (which might be out-of-date because the vendor has had work done)for the cost price, I'd be open to that. But if you're suggesting I give you the information that I've paid handsomely for, sorry, but you've got another think coming.

Paladine
Jul-19-2009 @ 3:48 PM                           Permalink
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Oh, and Dave, you say "As Forum members we have a responsibility to fellow members to be honest and straightforward with each other."

In a perfect world, that might be true. I don't know how much experience you have of forums, but, without casting any aspersion on members of this or any other forum, I tend to regard other posters as people I have just met in the pub. I have no way of knowing how honest or trustworthy they are (unless I know them personally). Many are anonymous. Some may be respected posters. But you must still use your own judgement regarding how much weight you attribute to an individual's post.

billmaxted
Jul-19-2009 @ 4:47 PM                           Permalink
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Any boats structural condition is at best a subjective judgement which is why a formal survey is a confidential report between the principal and their agent, the surveyor.  Passing such information on to a third party or otherwise potentially prejudicing a sale is likely to render the person giving such information liable at law for their actions.  The surveyor is certainly not going to support you because you are depriving him of his livelihood so you would not be able to fall back on his error & omissions insurance cover.

In most cases a survey not conducted at your own behest will carry no weight with a potential insurer so is of only passing value.  What one person sees as a major defect another with different skills and facilities may see as an interesting challenge.  This forum like most makes it perfectly clear that the views expressed as those of the author and no one else so there is no surety about anything passed through these channels either by way of public posting or private messages.  


Bill...(The Ancient Mardler)

ncsl
Jul-19-2009 @ 5:13 PM                           Permalink
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This is taken from the front page of a recent survey I had done for some one.
This pre-purchase survey is carried out on the understanding that I am legally liable
to the above client only and not to any subsequent holder of the said report.


The surveyor will NOT be responsible to any third party.
Plan and simple.
So if you did purchase the survey from Buyer A then later find something wrong you will have no leg to stand on, least of all any refund.

You could certainly ask about the condition but depending on the value of the purchase, a £500.00 survey done for YOU may be worth while.

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Paladine
Jul-19-2009 @ 5:20 PM                           Permalink
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Bill, I'm speaking from ignorance as far as the legal aspects are concerned, but, logically, I rather disagree with you.

I bought my present boat last year. My insurance company only asked for a recent survey. Had the vendor, rather than I, had the pre-purchase survey carried out, they would have been happy with that.

If I sell the boat, I would divulge that survey to the prospective purchaser, if required. Unless there is a clause in the contract with the surveyor prohibiting passing it to a third party, I have paid for the report and it is mine to do with as I wish.

davedixon
Jul-19-2009 @ 5:38 PM                           Permalink
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I'm not suggesting for a moment you don't get your own survey done. I certainly would not buy a second hand survey or nor am I sugguesting buyer A sells his survey, oh no!  What I am trying to put forward is this. I see a boat I like and pay for a survey. Surveyor says it has a lot of faults. Vendor wont put things right. I start all over again. Sooner or later I run out of money. By speaking with a member in the first place you can save time and money. You dont have to post in a "buyers guide" if you don't want to. Im just trying to save you all money. Dave.

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billmaxted
Jul-19-2009 @ 5:42 PM                           Permalink
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Insurers do vary, however in that there is no legal contract between you and the surveyor unless you commissioned the survey the opinion holds no value greater than that written by ‘the man in the street’.  The fact that YOUR surveyor has an obligation to you means that both you and they (your insurers) have something to fall back on if the need should arise.

Bill...(The Ancient Mardler)

This message was edited by billmaxted on Jul-19-09 @ 5:49 PM

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